25 years’ senior management experience 

There is equally no doubt that this sector is suffering greatly in the current economic downturn with many business failures and an increasing number of leasehold and freehold properties coming on to the market, many at knockdown prices. However, we are still helping many clients to realise their dream of business ownership and enter the pub, restaurant and leisure sector. We also assist current ‘tied’ leaseholders acquire the freehold of their current property and there are some special arrangements available in the finance market for well-established and profitable businesses. 

Key underwriting requirements for pub, bar, hotel & restaurant finance include:  

Demonstrable business experience in the sector 
Deposit funds available at around 30 per cent of the freehold business purchase price 
Additional security may be acceptable in lieu of full deposit funds 
Stock funding and working capital to be available (VAT bridging loans available) 
Special arrangements provided for established sitting tenants in a profitable business 
Trading accounts with proof of mortgage affordability from net profits 
Pubs ideally need a balanced ‘wet/dry’ revenue mix 
Solid, demonstrable business plan and cashflow forecast. 
If your business plan and experience hold up and you have the drive and commitment to enter this sector then our pub finance and leisure sector specialist would be more than happy to chat with you about your options. 
Please call us to see how we can help or submit an enquiry and we will be in touch. Our advice is given freely, in confidence and without obligation. 
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